Hit by an Uninsured Driver in Sandusky? What Happens to Your Injury Claim
Being involved in a Sandusky car crash is bad enough. Finding out the driver is uninsured significantly raises the stakes. Uninsured car accidents are common throughout Ohio and can leave innocent motorists facing hundreds of thousands of dollars in losses.
If you were injured and the driver lacks coverage, our experienced Sandusky car crash lawyers explain your options and how to protect your rights in a claim.
What Options Do You Have After a Sandusky Crash With an Uninsured Driver?
All Ohio drivers must carry a mandatory minimum amount of auto insurance coverage. However, the Insurance Information Institute (III) reports that nearly 20 percent are uninsured. Even insured drivers may lack enough coverage to pay for serious injuries they cause to others.
Maybe the cost was too high because of prior collisions, or they can’t get coverage because of DUIs or an expired license. Whatever the reason, uninsured motorists pose major risks to other drivers. Fortunately, you may still have options for getting compensation:
- Uninsured motorist coverage: If included in your coverage, it can compensate you for injuries caused by uninsured drivers.
- Underinsured motorist coverage: If the other driver has some insurance but not enough to cover your losses, underinsured motorist coverage may help.
- A claim against the responsible driver: You may be able to file a lawsuit against the at-fault driver, holding them personally liable.
- Other potentially responsible parties: Depending on how the crash happened, another person or company may share legal responsibility.
Getting compensation for an uninsured driver car crash in Sandusky isn’t easy, but it is possible and can prevent you from being left with a mountain of medical bills, property damages, and other losses.
Protecting Your Rights to Compensation in a Sandusky Uninsured Driver Crash
Being involved in a Sandusky car crash is one thing. Finding out the at-fault driver lacks insurance coverage can leave you in a state of shock. To protect your rights in the aftermath, take these steps:
- Report the crash to the authorities immediately.
- Collect the other driver’s contact information and that of any witnesses.
- If you can, take cell phone photos and videos documenting the damage and the crash scene.
- Get medical care for your injuries, tell your doctor how they happened, and follow their instructions.
- Notify your insurance company, but avoid giving recorded statements until you get legal help.
- Track your losses, including time missed from work, medical bills, and out-of-pocket expenses.
Just because a driver is uninsured doesn’t mean you should be stuck with paying the costs of a Sandusky crash. Whether it’s through your own insurer or by filing a lawsuit against them, you have the right to seek compensation for your losses.
Injured by an Uninsured Driver? Request a Consultation With Our Experienced Sandusky Car Crash Lawyer
Car crashes involving uninsured drivers in Sandusky can leave you facing significant out-of-pocket costs. At Murray & Murray, our experienced Sandusky car crash lawyer can review what happened, explain your options, and help you get the total amount you are entitled to.
Our office proudly serves clients throughout Sandusky, Ohio, and the surrounding areas. To protect your rights, request a consultation today.
Sources:
https://www.bmv.ohio.gov/dl-mandatory-insurance.aspx
https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists